Austin Home Programs - - Free Credit Report

Free Credit Report

As of June 1 st , 2005 residents of the state of Texas can obtain a free credit report each year from all three bureaus at www.annualcreditreport.com . We strongly encourage that you do this. Quite often, credit reports contain inaccurate information that needs to be corrected before one can buy a home. Unfortunately, this report does tell you what your FICO scores are - which is what lenders will use to decide if you qualify for a mortgage and what your interest rate is. However, the information contained in this report is valuable nonetheless. And it's free.

We also strongly encourage that you review your credit report with one of our counselors as soon as possible . We can offer you advice as to whether or not you should open accounts, close accounts, pay off old collections, etc.

If you with to sign up for a free twenty minute credit counseling session, please provide us your contact information. These sessions are free and are extremely valuable if you're planning to buy a home in the near future.

For More Information, Please fill out form below:

Austin Home Programs,
4131 Spicewood Springs Rd, Building L, Suite 4
Austin Texas 78759
Phone 512-342-0000
Fax 512-532-6570
TSLD #44413
Austin Home Programs © 2006

Tim Bishop IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT FORM TO THE TEXAS SAVINGS AND LOAN DEPARTMENT, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.STATE.TX.US OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.STATE.TX.US.

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGEMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.